A Texas Personal Injury Attorney’s Guide to Getting Your Maximum Personal Injury Settlement
After you’ve fallen victim to an accident, the last thing you want to stress about is negotiating a personal injury claim.
When dealing with an insurance adjuster in Texas, truly understanding the process and tactics they use to minimize your payout can make all the difference between a win and a loss.
With the help of a skilled personal injury lawyer to negotiate on your behalf, you can maximize your compensation after an accident.
How to Overcome Struggles with an Insurance Adjuster in Texas
The world of insurance can present a unique set of challenges for injury victims, especially in the Lonestar State.
Insurance adjusters may seem friendly, but they are specifically trained to keep the insurance company’s best interests in mind by finding ways to minimize or avoid payments altogether. Their job is to try to convince you to accept a personal injury settlement that falls short of what you actually deserve.
Understanding this dynamic is essential so you are armed with the knowledge you need to guarantee the best possible outcome. Partnering with a highly skilled car accident lawyer is a great asset when you’re trying to figure out how to deal with an insurance adjuster.
Every Personal Injury Claim in Texas Starts with Research
Before you begin speaking with a Texas insurance adjuster, you must lay the groundwork for your personal injury lawyer to have a successful argument on your behalf.
This means doing thorough research and gathering evidence about your accident to prove you deserve a fair personal injury settlement.
While your attorney will handle most of this for you, it is crucial to ensure you document as many details as possible regarding your accident, seek immediate medical attention, and carefully calculate the full extent of your damages – including lost wages when applicable. Many accident victims fall prey to the mistake of accepting low initial offers without understanding how much they deserve in terms of compensation.
Understanding Texas Insurance Adjuster Tactics
With over three decades of experience in personal injury law, you can trust us when we say we have seen consistent patterns emerge over the years when it comes to how Texas insurance adjusters handle claims.
It is essential to look out for the following tactics when initiating a personal injury claim:
- Quick, lowball personal injury settlement offers
- Requesting unnecessary documentation
- Deliberate delays in responding to pressure you into accepting a lower offer
Understanding and anticipating these sneaky strategies will help you and your legal representative guarantee a successful case.
Tips for Dealing with a Personal Injury Claim in Texas
Successfully handling a personal injury claim takes more than knowledge – it requires research, preparation, and strategy. In addition to hiring a skilled personal injury lawyer to handle your claim, keep these helpful tips in mind when you’re dealing with an insurance adjuster:
- Have a Number in Mind
Before you attempt to deal with a Texas insurance adjuster, it is vital to figure out a range for what you believe your personal injury settlement is worth. If you have a bottom-line figure in mind, it will help you to avoid any lowball offers.
- Keep Calm
It would be entirely understandable for you to be frustrated about the accident and your injuries. However, taking it out on the insurance adjuster will only hurt your cause. Instead, allow a skilled personal injury lawyer to negotiate on your behalf.
- Try to Avoid Sharing Too Many Details
The only information you need to share with the insurance adjuster is your full name, address, and the basic details relevant to your claim. The adjuster may try to force a statement out of you about how the accident occurred, but it is advisable to politely refuse to get too detailed.
- Be Cautious When Describing Your Injuries
It’s natural for the insurance adjuster to ask about your injuries. However, any information you give can be inadvertently used against you when determining the settlement amount you are offered. Try to be vague about your injuries in case you discover further damage at a later date.
- Understanding Texas-Specific Insurance Laws
When dealing with Texas personal injury claims, the Lonestar State follows modified comparative fault rules. This means that your ability to recover can be significantly impacted based on the assumption of fault.
Keep in mind, there is a two-year statute of limitations to consider for personal injury settlements, so be sure to submit your claim as soon as possible after your accident.
The Value of Partnering with a Professional Personal Injury Lawyer
Some brave souls may try to negotiate personal injury claims on their own.
However, hiring an experienced car accident lawyer will significantly improve your chances of a better personal injury settlement.
A skilled Texas personal injury attorney will handle all communications with your insurance company to protect your rights and ensure you get the best personal injury settlement possible.
Maximize Your Claim with the Help of a Skilled Car Accident Attorney at Angel Reyes & Associates
Don’t let the fear of negotiating a personal injury claim prevent you from getting the compensation you deserve. Instead, hire a personal injury attorney to fight on your behalf.
Insurance companies will often try to take advantage of accident victims during their most vulnerable moments. Dealing with a Texas insurance adjuster can be challenging and stressful, especially when you should be focusing on your recovery above all else.
With over 30 years of experience handling auto accident cases in Texas, we have the ability and the passion to help you through any challenge you face. At Angel Reyes & Associates, we’ve perfected the art of arguing with our tried-and-true approach to insurance negotiations that guarantees success. Don’t wait, don’t hesitate.
Anytime you have to deal with a bad insurance company known for poor customer satisfaction, the issues that arise can be overwhelming. However, you are not alone. Research shows that if you hire a skilled attorney to help win your case, you are likely to receive 3.5x more than you would if you tried to negotiate with an insurance adjuster yourself. The compassionate team at Angel Reyes & Associates is fully committed to helping you navigate these challenges with skill and empathy.
Contact us today for a free consultation, or stop by one of our offices in Dallas, Fort-Worth, Houston or Austin so we can discuss your case face-to-face. You’re in good hands with Angel Reyes & Associates.
